Introduction Pension funds and investment portfolios have all been hit with the latest wave of high volatility and market uncertainty. 2022 is proving to be a very difficult trading year for investing and investment markets as inflation continues unabated and fears of a recession increase. Higher risk assets like equities are down 10 to 20% [...]
During my 25 years in business, I have seen many ups and downs in the stockmarket. It can be a volatile place with many factors influencing pricing. For anyone who is anxious when they see a downward dip, there are a number of key considerations for all investors that I feel are appropriate to any [...]
We are fast approaching the December year end and self-assessment is almost complete. So I thought I'd offer some guidance on dealing with company profits. Distribution of profits within the accounting tax year With self-assessment just behind us and an estimated 75% of business owners operating on a calendar year end, it’s time to look [...]
As happens every year around this time, you’ll hear and see a lot of advertising for pension planning and self-assessment for those self-employed. These campaigns are targeted at those that complete a tax return annually. Usually with the guidance of an accountant/tax adviser, a client will be shown options on how to reduce their tax [...]
The financial planning business has changed considerably over the years since my own journey started. The tools, sophistication of research and software, and more recently the methods of communication, have evolved. But the principle of financial planning and its core basis remain the same. You may be an employee looking to make your income work [...]
